私人分期貸款怎樣運作�?expand_more 私人分期貸款是指借貸人士可以根據貸款額每月以固定金額還款,而利率是按借貸人士選擇的貸款額和還款期而計算的。當你清還最後一期款項後,如果仍需要借錢,便要向銀行作出第二次申請。 The hyperlink is presented for the benefit and introduced for info functions only. The provision from the hyperlink would not constitute endorsement, advice, acceptance, warranty or representation, express or implied, with the Bank of any 3rd party or even the hypertext link,